Does the NDIS pay your rent?
The short answer is NO, but there are systems and providers associated with the NDIS/Care Economy that may be able to help with rental costs for people living with a disability.
The National Disability Insurance Scheme (NDIS) is designed to support individuals with disabilities, helping them lead more independent and fulfilling lives. But how does the NDIS help with housing? We will explore the various ways the NDIS can assist with housing and introduce you to how Marco Polo can make your housing search easier and more effective.
What NDIS Does Not Cover
Firstly, it’s important to understand that the NDIS does not directly help with rent payments. This means participants cannot use their NDIS funding to pay for their rent. However, NDIS Participants can access services and programs that can assist in other ways to contributing, securing and maintaining suitable housing.
Types of support that are not funded (click here)
Supported Independent Living (SIL) and Individualised Living Options (ILO)
Supported Independent Living (SIL) and Individualised Living Options (ILO) are two support categories under the NDIS that can significantly impact housing. SIL provides support for participants to live as independently as possible in a shared or individual arrangement. ILO offers flexible and personalized living arrangements that are tailored to the participant’s needs and preferences.
While SIL and ILO providers often subsidize your rent, they are not required to do so. This subsidy can make housing more affordable, but it’s not guaranteed, so it’s essential to discuss this with your potential providers.
Specialist Disability Accommodation (SDA)
Specialist Disability Accommodation (SDA) is another significant component of the NDIS that provides funding for housing solutions tailored to individuals with high support needs. SDA funding is specifically allocated for the cost of the housing itself, including its construction and maintenance, ensuring that it meets the particular needs of the participants. However, it’s important to note that while SDA covers these substantial housing costs, it does not cover the rent. Participants living in SDA are still responsible for paying rent, which can often be subsidized through other means, such as Commonwealth Rent Assistance or support from SIL/ILO providers. This structure ensures that participants have access to specialized housing while still needing to budget for their rental expenses.
SDA Providers are bound by the NDIS to charge a maximum of 25% of the DSP or Disability Support Pension for rent, but may also take up to 100% of your Commonwealth Rent Assistance Payments if you are eligible.
Social Housing
Social housing is another option for individuals with disabilities. It is affordable housing provided by the government or non-profit organizations to people who meet certain eligibility criteria. The aim is to offer long-term rental housing at below-market rates. While the NDIS does not provide social housing directly, it can support participants in accessing these housing options by funding support services that help them live independently.
Each state and Territory has a different Process for Social Housing Click Your state below for the relevant Process:
Australian Capital Territory (ACT)
Commonwealth Rent Assistance
Commonwealth Rent Assistance (CRA) is a non-NDIS government payment that helps eligible individuals pay their rent. It is available to people receiving certain social security payments or family payments from Centrelink. While the NDIS doesn’t cover rent, combining CRA with NDIS support services can make it easier for participants to afford housing.
How Marco Polo Can Help
At Marco Polo, we understand the challenges NDIS participants face when searching for the right housing. Our innovative app is designed to empower participants to choose their housemates and housing providers, ensuring a better match and a more satisfying living arrangement. Here’s how Marco Polo can assist you:
- Empowered Choices: Our app allows you to select your housemates and providers based on your preferences, leading to a more harmonious living situation.
- Verified Providers: We vet providers to ensure they meet high standards of service and support, giving you peace of mind.
- Comprehensive Listings: Find housing options that suit your needs, including those offering SIL and ILO supports.
Additional Information
The NDIS can also fund modifications to your home if they are necessary for you to live independently. These modifications can include things like ramps, grab rails, and bathroom modifications, which make a significant difference in the quality of life for individuals with disabilities.
Conclusion
While the NDIS does not directly help with rent, it offers various supports that can make finding and maintaining suitable housing easier. From SIL and ILO to social housing and Commonwealth Rent Assistance, there are several avenues to explore. Marco Polo is here to simplify this journey, providing you with tools and resources to find the perfect home that meets your needs.
Visit Marco Polo Portal today to learn more about how we can help you navigate the NDIS and find the ideal housing solution. With Marco Polo, you have the power to make informed choices and live the life you choose.
